AU Zenith Credit Card
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Lounge Access: Yes
Joining Fee: ₹7999 + GST
Annual Fee: ₹7999 + GST
Foreign Transaction Fee: ₹1.99% + GST
Interest Rates : 23.88% annually
Lounge Access: Yes
Min Credit Score: 750
Minimum Salary: ₹50000
Minimum Business Income: ₹600000
The AU Zenith Credit Card, with an annual fee of INR 7,999, is designed for premium lifestyles, ideal for shopping, travel, and collecting rewards. It offers INR 1,000 in vouchers as a welcome benefit and up to 10,000 additional reward points for early spending. Dining out? Earn 20 points for every INR 100 spent. Special birthday transactions yield 2,500 bonus points. Milestone benefits include INR 1,000 vouchers for quarterly spending. The card offers robust financial security, including a INR 2 Crore air accident insurance. A variety of redemption options make it more than just a financial tool—it's a gateway to luxury.
Features
- Earn INR 1,000 shopping vouchers quarterly on INR 2 lakh retail spend.
- 5 reward points on spending INR 100 on merchant categories.
- Receive 2500 reward points on a birthday retail transaction.
Dining: 20 Reward points for every INR 100 spent.
Welcome Offer
- Enjoy a choice of 1,000 INR worth of vouchers with your first POS retail purchase.
- Spend INR 1 lakh within 60 days of card activation to earn 10,000 additional reward points.
- Fuel and cash-linked transactions will not be considered when calculating bonus reward points.
- 2 complimentery domestic and international lounge access and
Rewards
- Earn 1 reward point for every ₹100 spent on all retail purchases. This is the base reward rate for spends that don't fall into other bonus categories.
- Get 5 reward points per ₹100 spent at restaurants, cafes, and bars, both in India and internationally.
- Earn 3 reward points for every ₹100 spent on flights, hotels, car rentals and other travel bookings. This includes online and offline travel agencies.
- Get 2 reward points for every ₹100 spent on movie tickets, concerts, plays, theme parks, and other entertainment expenses.
- Receive 4 reward points on every ₹100 spent at department stores, fashion outlets, supermarkets, and other retail stores.
Redeemption Rate
- Cashback (1RP = ₹0.35)
- Air Miles (1RP = ₹0.5)
- Hotel Points (1RP = ₹0.4)
- Merchandise (1RP = ₹0.3)
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Frequently Asked Questions
The AU Zenith Credit Card offers a range of benefits catering to different needs. For example, some cards may offer significant cashback on everyday purchases, others may provide travel rewards and airport lounge access, while some might focus on building credit history for new cardholders.
The interest rate for the AU Zenith Credit Card varies based on your creditworthiness and the specific card type. It's always best to check the most up-to-date interest rate on the official issuer website or by contacting customer service.
Eligibility requirements depend on your financial situation and credit history. Generally, you'll need to meet minimum income and credit score requirements to qualify. Please refer to the official issuer's website or contact customer service for detailed eligibility criteria.
You can usually apply for the AU Zenith Credit Card through the issuer's official website, or you may be able to apply in person at a branch. You will need to provide personal information, employment details, and income information for the application process.
To check your AU Zenith Credit Card balance, you can log into your online account, use the mobile app, or call the customer service number provided on the back of your card.