AXIS Bank ACE Credit Card
Cashback
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Best for: Movie Buffs and Online Shoppers
Lounge Access: Yes
Joining Fee: ₹499 + GST
Annual Fee: ₹499 + GST
Foreign Transaction Fee: ₹3.5% + GST
Interest Rates : 52.86% annually
Lounge Access: Yes
Min Credit Score: 750
Minimum Salary: ₹35000
Minimum Business Income: ₹240000
The Axis Bank ACE Credit Card is a savvy choice for those who prioritise shopping and cashback. With a modest annual fee of INR 499, which is reversible upon spending INR 10,000 within 45 days, this card packs a punch. Enjoy a 5% cashback on essential bill payments and a 4% cashback on transactions with popular merchants like Swiggy and Zomato. But that's not all; you also get four complimentary domestic lounge visits each year, enhancing your travel experience. Designed for the digital age, the card leverages partnerships with Google Pay and Visa to offer a world of conveniences, making it a must-have for smart spenders.
Features
- Enjoy 5% cashback on bill payments.
- Get 4% cashback on Swiggy, Zomato and Ola.
- 4 complimentary domestic lounge visits per year.
Welcome Offer
- Fee reversal on spending INR 10000 in 45 days
Rewards
- Earn 2 cashback points for every ₹200 spent.
- Earn 5% cashback on utility bill payments.
- Earn 4% cashback on dining.
Redeemption Rate
- Cashback (1RP = ₹0.25)
- Gift Vouchers (1RP = ₹0.5)
- Statement Balance Redemption (1RP = ₹0.2)
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Pros
- 5% cashback on bill payments, DTH, and mobile recharges via Google Pay
- 4% cashback on Swiggy, Zomato, and Ola
- 2% cashback on all other spends
- 10X Edge Reward points on partner stores and movies
- No minimum transaction value for cashback
Cons
- Low joining and annual fees
- Limited airport lounge access
- No complimentary insurance benefits
- Fuel surcharge waiver not applicable
Frequently Asked Questions
The AXIS Bank ACE Credit Card offers a reward rate of 1 ACE Reward point for every ₹100 spent on eligible purchases. These points can be redeemed for various rewards like cashback, airline tickets, hotel stays, and more. The exact redemption value may vary depending on the reward chosen.
You can apply for the AXIS Bank ACE Credit Card online through the AXIS Bank website, mobile app, or by visiting a branch. You will need to provide some basic personal and financial information during the application process.
The annual fee for the AXIS Bank ACE Credit Card varies and is subject to change. It's best to check the latest information on the official AXIS Bank website or contact their customer service.
Yes, you can check your AXIS Bank ACE Credit Card balance online through the AXIS Bank website or mobile app, or by contacting customer service.
To report a lost or stolen AXIS Bank ACE Credit Card, contact AXIS Bank's customer service immediately. You can find their contact information on the back of your card or on their website.