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Joining Fee:₹0 + GST
Annual Fee:₹0 + GST
IDFC First Classic Credit Card
TOP USPs
- Earn 6X reward points on online shopping for amounts up to ₹20,000 per month.
- Enjoy 3X reward points on offline purchases for amounts up to ₹20,000 per month.
- Enjoy the benefit of 4 complimentary railway lounge access every quarter.
Movie: Get a discount of 25% on movie tickets up to INR100 using the Paytm mobile app. It is valid once every month.
All Card Benefits
Welcome Benefits Benefits
Sign-up bonuses and joining rewards.
- Receive a welcome bonus of ₹500 when you spend ₹15,000 or more within the first 90 days of your card's activation.
- Enjoy a 5% cashback, capped at ₹1,000, on the value of your first EMI transaction completed within 30 days of activating your card.
How to redeem?
- Cashback : 1RP = 0.2₹
- Gift Cards : 1RP = 0.5₹
Salaried
Age Criteria: 21-65 years
Salary Criteria: ₹3 LPA
Credit Rating: 710+
Self Employed
Age Criteria: 21-65 years
Income Criteria: ₹3 LPA
Credit Rating: 710+
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Movie: Get 25% off movie ticket booking with a maximum capping of ₹100 one time every month. It can be availed when you book a ticket using the Paytm Mobile App.