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Joining Fee:499 + GST
Annual Fee:499 + GST

IDFC First EARN Credit Card

TOP USPs

  • 20% discount on dining at over 1500+ restaurants.
  • 1% cashback on all the UPI transactions.
  • Get 7-5% interest on the FD booked for this credit card. 

All Card Benefits

all
welcome
travel
lounge
fuel
shopping
dining
cashback
milestone
lifestyle

Welcome Benefits Benefits

Sign-up bonuses and joining rewards.

Welcome Benefit: Get 100% cashback upto INR 200 on the first 4 UPI transactions made using IDFC FIRST Bank mobile app within 15 days of digital card generation.

Movies: 25% discount upto ₹100 on Paytm movie tickets.

How to redeem?

  • Cashback : 1RP = 0.25
  • Rewards Pay : 1RP = 0.3

Salaried

Age Criteria: 18-60 years

Salary Criteria:3 LPA

Credit Rating: 0+

Self Employed

Age Criteria: 18-60 years

Income Criteria:0 LPA

Credit Rating: 0+