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Joining Fee:₹499 + GST
Annual Fee:₹499 + GST
Pine Labs HDFC Bank Credit Card
TOP USPs
- Earn 4 points for every INR150 online spend, excluding EMI, fuel, and wallet loads.
- Get 2 points for INR150 POS spent, excluding EMI, fuel, and wallet loads.
- 5% cashback on utilities, telecom, IRCTC, and government payments, capped at INR250 monthly.
All Card Benefits
Welcome Benefits Benefits
Sign-up bonuses and joining rewards.
- Activate as instructed to avoid the annual fee or spend INR 45,000 (non-EMI) within the first 90 days for a first-year fee waiver.
How to redeem?
- Cashback : 1RP = 0.75₹
- Gift Vouchers : 1RP = 1₹
Salaried
Age Criteria: 21-65 years
Salary Criteria: ₹3.6 LPA
Credit Rating: 700+
Self Employed
Age Criteria: 21-65 years
Income Criteria: ₹0.6 LPA
Credit Rating: 700+
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